The Financial Operating System
for Modern Businesses
Payments, treasury, approvals, reconciliation and financial operations — all managed from one platform.
Everything Finance Needs.
One Workspace.
Instead of switching between multiple banking portals, spreadsheets, accounting software and approval systems, Ephemera centralises every financial workflow.
Payments
Treasury
Approvals
Financial Records
Reconciliation
Reporting
Automation
Visibility
The Ephemera Network
A real-time settlement platform designed for modern business payments.
Global Payroll
Pay employees and contractors through real-time settlement with transparent, exportable payment records.
Internal Settlement
Move funds instantly between participants without waiting for blockchain confirmation on every payment.
Accounting Records
Generate exportable receipts and accounting-ready payment records automatically.
Self-Custody Withdrawals
Funds remain available for recipients to withdraw directly to their own wallet whenever needed.
From Payment Request to Financial Record
Every payment follows one connected workflow, giving finance teams complete visibility from initiation through reconciliation.
Business Payments
Create, approve and complete payments from a single financial workspace.
Create Payment
Create payments in one central workspace.
Approval Workflow
Route transactions through configurable approvals.
Execute Payment
Send payments securely.
Track Status
Monitor every payment in real time.
Automatic Records
Generate structured financial records automatically.
Financial Operations
Manage cash movement, reporting and reconciliation from one connected platform.
Monitor Balances
View financial positions across the business.
Approve Spending
Control spending with approval policies.
Reconcile Activity
Automatically organise transaction history.
Generate Reports
Export financial reports whenever needed.
Maintain Visibility
Keep every financial workflow connected.
One Platform.
Complete Financial Visibility.
Unified Operations
Payments, approvals, treasury and reporting all work together.
Built For Scale
Designed for finance teams managing growing organisations.
Operational Control
Reduce manual processes while improving financial visibility.
Frequently Asked Questions
What is Ephemera?
Ephemera is a financial operating system that helps businesses manage payments, treasury, approvals, reconciliation and reporting from one platform.
Who is it built for?
Modern businesses that want greater visibility and control over financial operations.
Can multiple people manage finances?
Yes. Ephemera is designed around collaborative finance workflows with approvals and operational controls.
Does Ephemera replace accounting software?
No. Ephemera complements existing accounting systems by organising financial operations and producing structured records.